The cost to prepare a Bank Project Report varies depending on several factors, such as the complexity of the business, the size of the loan, and who prepares the report. On average, the cost ranges from ₹1,000 to ₹10,000 for small businesses and startups, while more detailed, CA-certified reports for larger enterprises or specialized projects can cost between ₹10,000 and ₹25,000 or more.
If a Chartered Accountant (CA) prepares the project report, the fee usually depends on the level of financial detailing required and the number of years of financial projections. CAs charge more for reports that include in-depth financial analysis, projected balance sheets, profit and loss statements, cash flow forecasts, and detailed loan repayment schedules. The professional fee also increases if the report needs to be tailored for specific industries such as manufacturing, construction, healthcare, or IT, where project costs and funding structures are more complex.
For startups, MSMEs, and small traders, many online service providers and financial consultants offer CA-certified project reports at affordable rates — generally between ₹1,499 and ₹4,999. These services are popular because they provide quick, customized, and bank-ready reports that meet the required format for business loans, machinery loans, or government subsidy schemes.
Some entrepreneurs choose to prepare their own basic project reports using free templates, but such reports often lack financial accuracy and may not meet bank requirements. A professionally prepared or CA-certified report carries more credibility and significantly increases the chances of loan approval.
Ultimately, the cost of preparing a bank project report should be viewed as an investment rather than an expense. A well-structured, accurate, and professional report saves time, avoids rejection, and enhances trust with lenders. It ensures that your loan application stands out and clearly communicates your financial capability and business vision.
In short, while the price of preparing a project report may vary, businesses should prioritize quality and accuracy over low cost. A properly prepared, CA-certified report not only fulfills banking requirements but also serves as a powerful financial roadmap for achieving long-term business success.